Payments Management Lab
Special offers: Save 15 percent when you register six or more weeks in advance with promo code Save15 or register four people from your organization and receive an additional registration at no additional cost. Offers cannot be combined.
Payments Management Lab (PML) is a 10-week virtual program (approximately four hours per week) designed to help you stay ahead in today’s competitive market by learning from industry leaders and gaining insights from payments colleagues from around the world.
It includes a mix of self-paced instructional content, team-based learning and a competitive simulation, all designed to provide a deeper understanding of the complex and dynamic world of payments.
Real-world education and practice for payments professionals
Learn from experts
Each week introduces essential content including card strategy, marketing, risk and profitability, delivered by Visa professionals and industry experts.
Apply your skills
Utilize the skills you’ve learned in a pressure-free environment and gain real-world insights as you build a card portfolio in a team-based simulation.
Expand your network
Connect with peers from around the globe as you participate in activities, discussions, polls and more.
Week-by-week program plan
Payments Management Lab is comprised of self-directed study and a team-based simulation.
Week 1
Economics
Explore the business and economic implications of managing a payments portfolio
Simulation
Engage with your team;
Prepare your Year 1 credit strategy
Week 2
Credit and marketing for new accounts
Study credit trends, learn customer targeting and segmentation, understand credit risk management
Simulation
Design a credit product;
Input Year 1 decisions
Week 3
Credit simulation results
Review your credit portfolio performance and see how you ranked against your competition
Simulation
Analyze results and key metrics;
Prepare Year 2 debit strategy
Week 4
Debit, prepaid and lifecycle management
Learn the factors influencing debit growth, explore the evolution of prepaid and manage your existing accounts
Simulation
Launch a debit product;
Input Year 2 decisions
Week 5
Debit simulation results
Review your credit and debit portfolio performance and study benchmark reports, competitive matrices and market share
Simulation
Analyze results and key metrics;
Prepare Year 3 acquiring strategy
Week 6
Interchange, acquiring and credit risk
Understand the acquiring environment, maximize revenue and control losses on existing accounts
Simulation
Manage an acquiring business and bid for new merchants;
Input Year 3 decisions
Week 7
Acquiring and merchant bidding results
Review your credit, debit and acquiring portfolio performance and see who won the four merchant bids
Simulation
Analyze results and key metrics;
Prepare Year 4 portfolio strategy
Week 8
Secure foundations for innovation
Explore digital commerce, artificial intelligence and trends shaping the security landscape
Simulation
Refine portfolio targets;
Input Year 4 decisions
Week 9
Adapt your final approach
Study your portfolio’s performance and adapt your strategy for your final round of decisions
Simulation
Analyze results and key metrics;
Prepare Year 5 portfolio strategy
Week 10
Preparing for tomorrow
Meet the new global consumers and discover how innovation can empower them in the future
Simulation
Refine portfolio targets;
Input Year 5 decisions
Post-program
See which team is crowned as the simulation champion
Experts
Learn from the people who know payments best.
When you complete the program, you’ll receive a digital certificate that can be shared on social media accounts or added to your email signature.